After Rico Express became a microfinance organization, it soon created an innovative product called the Golden Bond.
“Golden Bond” is a security that an individual or legal entity can purchase. Due to its benefits, the product is still special in the financial market. It stands out from similar products by its high integrity. 

Terms and conditions
 

The Golden Bond in the national currency can be opened, if the deposited amount exceeds 100,000 GEL.
The Golden Bond can be opened in USD and EUR, if the equivalent of the deposited amount in GEL exceeds GEL 100,000.
It is also possible to open the Golden Bond, if the amount of available and deposited amounts exceeds the equivalent of 100,000 GEL.

In case of a closed bond, the owner receives only the interest, and the principal amount remains unchanged during the term.
Receiving profit is possible both by cash and noncash payment (on the bank account with Liberty Bank or TBC Bank). 
The received interest is taxed at the rate of 5% income tax. 

The profit of the bond with the right to withdraw at any time is:

GEL-flag GEL
Annual 8% Effective 8.3%
USD-flag USD
Annual 3% Effective 3%

The profit in case of a locked bond is:

GEL-flag GEL
Annual 13% Effective 13.8%
USD-flag USD
Annual 7% Effective 7.2%
EUR-flag EUR
Annual 3.5% Effective 3.5%

In case of a closed bond, the owner receives only the interest, and the principal amount remains unchanged during the term.
Receiving profit is possible both by cash and noncash payment (on the bank account with Liberty Bank or TBC Bank). 
The received interest is taxed at the rate of 5% income tax. 

Currency calculator

Convert amount using the current exchange rate
Buy
Sell

EXCHANGE RATES

OVERLAP ON THE BEST TERMS
Unit BUY SELL
USD USD
Unit 1
BUY 2.6660
SELL 2.6710
EUR EUR
Unit 1
BUY 3.0970
SELL 3.1090
USD-EUR USD-EUR
Unit 1
BUY 1.1595
SELL 1.1662
RUB RUB
Unit 100
BUY 3.3600
SELL 3.7500
TRY TRY
Unit 1
BUY 0.0560
SELL 0.0590
GBP GBP
Unit 1
BUY 3.5590
SELL 3.5890
CHF CHF
Unit 1
BUY 3.3680
SELL 3.3980
CAD CAD
Unit 1
BUY 1.8650
SELL 1.9350
AED AED
Unit 1
BUY 0.6730
SELL 0.7330
AMD AMD
Unit 1000
BUY 6.9000
SELL 7.2000
AZN AZN
Unit 1
BUY 1.4800
SELL 1.5800
PLN PLN
Unit 10
BUY 6.7300
SELL 7.3300
ILS ILS
Unit 10
BUY 8.2400
SELL 9.4400